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Prescription Drug Rider
Our Partner Insurance Company and has contracted with over 55,000 participating pharmacies from coast to coast. This is prescription coverage made easy
 There are no claim forms to fill out and submit;
No waiting for reimbursement when using participating pharmacies.
Benefits are received when you present your ID card at the time of purchase at participating pharmacies. For non-participating pharmacies, a claim form will need to be submitted prior to receiving reimbursement.
Other Available Riders Include:
- Outpatient Accident Expense Benefit Rider
- Pregnancy/Childbirth Benefit Rider
- Return of Premium Benefit Rider
- Air Ambulance Benefit Rider
- Emergency Services Benefit Rider
- Major Illness Benefit Enhancement Rider
- Major Injury Benefit Enhancement Rider
- Continued Care Benefit Rider
- Physician Office Visit
- Preventative Plus Benefit Rider
- Outpatient Speech Physical and Occupational Therapy Riders
Optional riders require additional premiums and may not be available with all plans or in all states. Contact the Company for rider availability, details, exclusions and limitations *
*Click here and a licensed agent in your State will call you to explain all details mentioned above.
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Critical Illness
assists you in covering the costs of suffering certain serious illnesses or diseases such as heart attack, cancer, stroke, renal failure or an organ transplant.2
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Universal Life
The Flexible Premium, Adjustable Universal Life Plan is similar in design to other Universal life policies. It offers flexible premiums, flexible death benefits, and in most cases, an income tax-free death benefit*. Cash values can accrue if you choose to pay above the required minimum premium.4
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Vision Insurance
is available through our Partners, to individuals and families, small business owners and the self-employed.
• Vision Insurance1 coverage costs are rising. Don't let high premiums keep you from getting the eye care you need. You can have access to an affordable vision insurance plan.
• The vision Insurance Plan provides paid-in-full eye examinations and discounts on glasses and contacts through any participating EyeMed location.
• Over 14,000 Participating locations
• No Claim Forms - No waiting for reimbursement
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Disability Income Insurance
Accidents happen to everyone, but a serious accident can put a strain on already tight budgets. If you were disabled as the result of an accident or sickness, would your family be protected?
Our Partners Income Protection plan provides3 limited short-term disability income protection due to an accident. The Plan provides:
• Accident coverage
• Monthly Total Disability benefit available if you are totally disabled due to an accident
• You choose from two available elimination periods
• Choose from several monthly benefit options, paid directly to you
• 12 month benefit period
The Income Protection Plus Plan: In some states, you have access to the Income Protection Plus Plan, which also provides limited short term disability for certain illnesses and accidents. Contact the company to find out if Income Protection Plus is available in your state.
1 Vision insurance is not available in all states. Contact the company for details, including exclusions and limitations*.
2 This product is not available in all states. Contact the company for details, including exclusions and limitations*.
3 Disability insurance is not available in all states. Contact the Company for details, including exclusions and limitations*.
4 This product is not available in all states. Contact the company for details, including exclusions and limitations.**Please consult your tax advisor.
5 This product is not available in all states. Contact the Company for details, including exclusions and limitations.*
6 Premium varies with daily benefit amount selected.
This product is not available in all states. Contact the Company for details, including exclusions and limitations.*.
*Click here and a licensed agent in your State will call you to explain all details mentioned above.
Association group plans, where available, require association membership.
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Term Life Insurance
The Guaranteed Level Term Life Insurance Plans offer you term life insurance coverage to help meet your personal or business needs. With term coverage up to age 95, you will have the choice of initial guaranteed level premium periods: 10, 15, 20 or 30 years. In addition to low cost protection, the policy certificate has a built in guaranteed renewability to age 95, regardless of health5
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Hospital Indemnity
With the increasing costs of hospitalization, it is vitally important that you be insured. If you were hospitalized, our Partner's Direct Benefit Plan6 would pay you a daily benefit amount to offset the costs of your hospital stay. The Direct Benefit Plan includes6:
• Choice of available daily benefit amounts
• No waiting period for an injury
• Benefit is paid directly to the insured
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Ask an Expert ! |
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